Q. What is a loan?


Loans include:

  • Loan: federal or private money you borrow and must pay back with interest.
  • Direct Subsidized Loans:  Federal loans made to eligible undergraduate students who demonstrate financial need to help cover the costs of higher education at a college or career school.
  • Direct Unsubsidized Loan:  Federal loan made to eligible undergraduate, graduate, and professional students but eligibility is not based upon financial need.

NOTE:  Students will not be eligible for loans unless taking at least 6 credit hours per term.


  • Last Updated Jul 29, 2020
  • Views 1
  • Answered By Libraries @JSCC

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